APIs & integrations
REST and event-driven services. Auth, throttling, audit and observability baked in. Third-party integrations across KYC, identity, banking, payments and chain.
IO Corp deck.
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IO IO Corp Pty Ltd
How IO Corp builds.
A working studio for regulated software. APIs, web apps, websites, mobile, workflows, enterprise infrastructure. Pragmatic and flexible by design.
Sydney, 2022
Alex Collins
Banking, lending, crypto, insurance
Unearth-D
Engineering, delivered into regulated businesses.
IO Corp is a studio, not a contractor pool. We design, build and operate the software that regulated Australian businesses run on. Banks, lenders, brokerages, exchanges. We hold ourselves to the standard those businesses are held to, on day one.
Regulated platforms from blank slate to production. Origination, decisioning, ledger, commissions, audit.
Custody, key management, RBAC, audit trails. External penetration testing cleared on live systems.
Principal-level engineers placed inside client teams under contract. Senior firepower without a permanent hire.
One studio. Every surface of a modern build.
We don't hand pieces of the build off to different agencies. The whole stack ships from one room, owned by senior engineers, with one set of standards across it.
Web apps
Operator workspaces, applicant portals, dashboards. Schema-driven forms, role-based access, audit-ready by default.
Websites & brand
Marketing surfaces shipped with the platform. Static, fast, accessible. No clunky CMS bolted on top.
Mobile apps
Native iOS where the experience demands it. Cross-platform where the team is small. We pick the right tool, not the trendy one.
Workflows & automation
Configurable lifecycle stages, decisioning rules, triggers and actions. Straight-through processing for the clean cases, assessor routing for the exceptions.
Enterprise infrastructure
AWS, infrastructure-as-code, KMS-backed key management, IAM-only data access, tenant isolation, multi-region resilience where the licence demands it.
Pragmatic. Flexible. Senior on every engagement.
Right-sized engagements
Fixed-scope contracts where the brief is concrete. Day-rate where the work is open-ended and embedded. Equity-aligned where the venture deserves it.
Pragmatic stack choices
Boring tech where boring wins. Modern tech where it earns its keep. We don't sell the same stack to every client; we pick what fits the team that's going to run it after we leave.
Audit-ready by default
Compliance is structural in everything we ship. Tenant walls, RBAC, audit trails and the security posture you'd want in front of a regulator on day one.
Clean handover, every time
Documentation, runbooks, on-call structure and the boring artefacts. Nothing about how we work assumes we'll still be there in six months.
A representative sample.
Australian Solana Crypto Exchange
Engineering engagement on a regulated Solana exchange operating under an Australian currency exchange licence. Custody architecture, KMS-backed key management, isolated signing service. External penetration testing cleared before launch.
NanoPlatform — AMP Bank, Jingle, Kinetica
Principal Engineer engagement at NanoPlatform under contract. NanoPlatform powers parts of the technology behind AMP Bank, Jingle and Kinetica — production banking and lending workflows across multiple Australian financial brands on a shared configurable workbench.
Memorialise
Engineering partner to Memorialise, an estate and personal-information management platform. Sensitive identity, privacy and legacy data. Engineering bar set accordingly.
IPSI
Strategic advisory contract. Confidential engagement on developer workflows.
Ahead
Founder-led personal-finance product. Open banking via Consumer Data Right; probabilistic forecasting; private beta launching to Australia in August 2026.
Partners I've worked with.
A non-exhaustive list of the brands behind the engagements above. Some are direct clients. Some are clients of clients. Some are partners we share a deal flow with.
Working on something we should be on?
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IO Corp Pty Ltd · ABN registered in Australia · Confidential · iocorp.com.au